First steps to a move

Around 1.5 million British homes change hands each year in the annual property merry-go-round.

Job relocation, marriage, divorce, new babies, older children moving on and the ultimate leveller death are all key factors in making a move. Forward planning is essential for a speedy sale and purchase.

Try to avoid chain sales unless you have time and patience on your side.

Research thoroughly the mortgage 'maze'. Independent advice is always recommended but offers from lenders linked with estate agents can be tempting and should be considered along with others. Do give time to this complex issue. When you have found a mortgage and lender which suits your financial situation secure an 'in principle' offer. Be honest with yourself and the lender as to how much you can afford to pay out each month.

If you have a property to sell choose an estate agent carefully. Ask family, friends and neighbours for recommendations. Check out several agencies personally. Make an office appointment with a manager or partner and ask about the overall approach to selling, advertising and photography.

Decide whether you will show the property yourself or leave this to the agent. Study carefully the presentation of sales details - and their accuracy. These can be a real tell-tale.

When preparing to buy, give estate agents a precise specification in terms of favoured locations and property size. Stress essentials such as number of bedrooms, bathrooms, toilets (up or down), office/study, reception layout, en suite facilities, size of garden and garage. View as soon as possible if a likely prospect comes along.

Be realistic. Few homes will meet all your requirements so be flexible and view 'possibles' as well as 'probables'.

Compile a priority list of 10 vital factors to home happiness. Agree this list with any partners involved in the purchase before viewing. Accept that 10 out of 10 puts you in Paradise and that most people compromise - eventually.

Check out transport, schools, shops and recreational facilities in the areas you like - and check out Homes24 - your guide to Norfolk homes for sale.